https://www.jcvlawyer.com https://www.jcvlawyer.com/2019/01/31/durante-la-oscuridad-los-ciclistas-deben-evitar-usar-ropa-oscura-y-deben-tener-el-siguiente-equipo Una luz delantera que emite una luz blanca visible desde una distancia de 300 pies. Un reflector rojo trasero o una luz roja fija o intermitente con un reflector incorporado que es visible desde una distancia de 500 pies. Un reflector blanco o amarillo en cada pedal o en los zapatos o tobillos de los [..] The post Durante la oscuridad, los ciclistas deben evitar usar ropa oscura y DEBEN tener el siguiente equipo: appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> -California Driver Hand BooK 2018 </p> </div> Thu, 31 Jan 2019 00:50:00 GMT https://www.jcvlawyer.com/2019/01/31/durante-la-oscuridad-los-ciclistas-deben-evitar-usar-ropa-oscura-y-deben-tener-el-siguiente-equipo https://www.jcvlawyer.com/2019/01/31/during-darkness-bicyclists-should-avoid-wearing-dark-clothing-and-must-have-the-following-equipment A front lamp emitting a white light visible from a distance of 300 feet. A rear red reflector or a solid or flashing red light with a built in reflector that is visible from a distance of 500 feet. A white or yellow reflector on each pedal or on the bicyclist’s shoes or ankles visible [..] The post During darkness, bicyclists should avoid wearing dark clothing and MUST have the following equipment: appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> -California Driver Handbook 2018. </p> </div> <div data-rss-type="text"> <p> The post <a href="/2019/01/31/during-darkness-bicyclists-should-avoid-wearing-dark-clothing-and-must-have-the-following-equipment/"> During darkness, bicyclists should avoid wearing dark clothing and MUST have the following equipment: </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Thu, 31 Jan 2019 00:40:00 GMT https://www.jcvlawyer.com/2019/01/31/during-darkness-bicyclists-should-avoid-wearing-dark-clothing-and-must-have-the-following-equipment https://www.jcvlawyer.com/2019/01/25/las-bicicletas-tienen-los-mismos-derechos-y-responsabilidades-que-los-conductores-de-vehiculos-y-motocicletas-que-incluyen Obedeciendo todas las señales y semáforos. Montar en las mismas direcciones que el tráfico. Señalización al cambiar de carril o giro. Ceder a los peatones. Usar casco (si es menor de 18 años). Permitir que el tráfico más rápido pase cuando sea seguro. Permanecer visible (por ejemplo, nunca tejer entre vehículos estacionados). Montar lo más [..] The post Las bicicletas tienen los mismos derechos y responsabilidades que los conductores de vehículos y motocicletas, que incluyen: appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> Los ciclistas no deben operar una bicicleta en una calle a menos que la bicicleta esté equipada con un freno que permita al operador hacer un deslizamiento de una rueda en un pavimento seco, nivelado y limpio. </p> </div> <div data-rss-type="text"> <p> Los ciclistas tienen derecho a operar en la carretera y pueden: </p> </div> <div data-rss-type="text"> <p> – California Driver Handbook 2018. </p> </div> <div data-rss-type="text"> <p> The post <a href="/2019/01/25/las-bicicletas-tienen-los-mismos-derechos-y-responsabilidades-que-los-conductores-de-vehiculos-y-motocicletas-que-incluyen/"> Las bicicletas tienen los mismos derechos y responsabilidades que los conductores de vehículos y motocicletas, que incluyen: </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Fri, 25 Jan 2019 00:39:00 GMT https://www.jcvlawyer.com/2019/01/25/las-bicicletas-tienen-los-mismos-derechos-y-responsabilidades-que-los-conductores-de-vehiculos-y-motocicletas-que-incluyen https://www.jcvlawyer.com/2019/01/25/bicycles-have-the-same-rights-and-responsibilities-as-vehicles-and-motorcycles-drivers-including Obeying all traffic signs and signal lights. Riding in the same directions as traffic. Signaling when changing lanes or turning. Yielding to pedestrians. Wearing a helmet (if under 18 years old). Allowing faster traffic to pass when safe. Staying visible (e.g., never weave between parked vehicles). Riding as near to the right curb or edge [..] The post Bicycles have the same rights and responsibilities as vehicles and motorcycles drivers, including: appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> Bicyclists shall not operate a bicycle on a roadway unless the bicycle is equipped with a brake which will enable the operator to make a one-wheel skid on dry, level, clean pavement. </p> </div> <div data-rss-type="text"> <p> Bicyclists have the right to operate on the road and may: </p> </div> <div data-rss-type="text"> <p> – California Driver Handbook 2018. </p> </div> <div data-rss-type="text"> <p> The post <a href="/2019/01/25/bicycles-have-the-same-rights-and-responsibilities-as-vehicles-and-motorcycles-drivers-including/"> Bicycles have the same rights and responsibilities as vehicles and motorcycles drivers, including: </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Fri, 25 Jan 2019 00:32:00 GMT https://www.jcvlawyer.com/2019/01/25/bicycles-have-the-same-rights-and-responsibilities-as-vehicles-and-motorcycles-drivers-including https://www.jcvlawyer.com/2018/12/31/que-vale-mi-caso-de-lesiones-personales-en-northridge La seriedad de sus lesiones y, por lo tanto, la cantidad de compensación que recibe, está determinado por: La naturaleza exacta de las lesiones, La cantidad y el tipo de su tratamiento médico, Cuánto tiempo tarda su recuperación, y Si tiene algún dolor o discapacidad residual o permanente Para la mayoría de las lesiones, es [..] The post Qué vale mi caso de lesiones personales en Northridge? appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> La seriedad de sus lesiones y, por lo tanto, la cantidad de compensación que recibe, está determinado por: </p> </div> <div data-rss-type="text"> <p> Para la mayoría de las lesiones, es imposible saber completamente cuál será cada uno de estos elementos hasta semanas o meses después del accidente, cuando el tratamiento haya finalizado y las heridas hayan cicatrizado. </p> </div> <div data-rss-type="text"> <p> La evidencia más clara de lo que vale su reclamo son los registros de facturación que muestran cuánto costó tratar sus lesiones. </p> </div> <div data-rss-type="text"> <p> Si usted está involucrado en un accidente, lo mejor que puede hacer es ponerse en contacto con el abogado de lesiones personales en Northridge, Julio C. Vasquez. No dude en conseguir la compensacion que merece. </p> </div> <div data-rss-type="text"> <p> The post <a href="/2018/12/31/que-vale-mi-caso-de-lesiones-personales-en-northridge/"> Qué vale mi caso de lesiones personales en Northridge? </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Mon, 31 Dec 2018 23:44:00 GMT https://www.jcvlawyer.com/2018/12/31/que-vale-mi-caso-de-lesiones-personales-en-northridge https://www.jcvlawyer.com/2018/12/31/what-is-my-personal-injury-case-worth-in-northridge The seriousness of your injuries and therefore the amount of compensation you received, is determined by: The exact nature of the injuries, The amount and type of your medical treatment, How long your recovery takes, and Whether you have any residual or permanent pain or disability. For most injuries, it is impossible to know fully [..] The post What is my personal injury case worth in Northridge?? appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> The seriousness of your injuries and therefore the amount of compensation you received, is determined by: </p> </div> <div data-rss-type="text"> <p> For most injuries, it is impossible to know fully what any of the above elements will be until weeks or months after the accident, when treatment has ended and the injuries have healed. </p> </div> <div data-rss-type="text"> <p> The clearest evidence of what your claim is worth is the billing records showing how much it costs to treat your injuries. </p> </div> <div data-rss-type="text"> <p> If you are involved in an accident, the best thing you can do is contact the Northridge personal injury attorney, Julio C. Vasquez. Don’t hesitate to get the compensation you deserve. </p> </div> <div data-rss-type="text"> <p> The post <a href="/2018/12/31/what-is-my-personal-injury-case-worth-in-northridge/"> What is my personal injury case worth in Northridge?? </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Mon, 31 Dec 2018 23:27:00 GMT https://www.jcvlawyer.com/2018/12/31/what-is-my-personal-injury-case-worth-in-northridge https://www.jcvlawyer.com/2018/12/11/informacion-adicional-en-el-momento-de-un-accident-de-vehiculo-de-motor-en-northridge-ca Si ud. no tiene seguro, no significa que ud. sea responsable del accidente. Llame a nuestras oficinas (888) 899-9929, pregunte por el Abogado Julio C. Vasquez. Si ud. no esta legalmente en este país, no significa que ud. sea responsable del accidente o que no tenga derechos. Si el otro vehículo o conductor no tiene seguro, [..] The post Información Adicional En El Momento De Un Accident de Vehículo de Motor en Northridge, CA appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> The post <a href="/2018/12/11/informacion-adicional-en-el-momento-de-un-accident-de-vehiculo-de-motor-en-northridge-ca/"> Información Adicional En El Momento De Un Accident de Vehículo de Motor en Northridge, CA </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Tue, 11 Dec 2018 00:20:00 GMT https://www.jcvlawyer.com/2018/12/11/informacion-adicional-en-el-momento-de-un-accident-de-vehiculo-de-motor-en-northridge-ca https://www.jcvlawyer.com/2018/12/11/que-hacer-en-el-momento-de-un-accidente-de-vehiculos-de-motor-en-northridge-ca No Discuta. No se enoje aún cuando el otro conductor tenga la culpa. Si no require hospitalización inmediata y puede bajar de su automóvile, lo más importante siempre es: Obtenga el nombre, domicilio y teléfono del otro conductor y su número de licencia de manejar. Apunte el número de placas del otro vehículo. Tome nota del [..] The post Que Hacer En El Momento De Un Accidente de Vehículos de Motor en Northridge, CA appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> <b> ** SU CASO SE ATENDERA TOTALMENT EN SU IDIOMA** </b> </p> </div> <div data-rss-type="text"> <p> The post <a href="/2018/12/11/que-hacer-en-el-momento-de-un-accidente-de-vehiculos-de-motor-en-northridge-ca/"> Que Hacer En El Momento De Un Accidente de Vehículos de Motor en Northridge, CA </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Tue, 11 Dec 2018 00:08:00 GMT https://www.jcvlawyer.com/2018/12/11/que-hacer-en-el-momento-de-un-accidente-de-vehiculos-de-motor-en-northridge-ca https://www.jcvlawyer.com/2018/11/13/northridge-ca-has-most-dangerous-intersection-in-the-state Time Magazine looked at 10 years of data from the National Highway Traffic Safety Administration, which found that the intersection of Devonshire St. and Reseda Blvd. is the most dangerous intersection in California!! A team from the Institute of Sustainability of Cal State Northridge found that from 2006 to 2016 there have been 108 traffic accidents at this [..] The post Northridge, CA Has Most Dangerous Intersection in the State!!!! appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> Time Magazine looked at 10 years of data from the National Highway Traffic Safety Administration, which found that the intersection of  <b> Devonshire St. and Reseda Blvd. </b>  is the most dangerous intersection in California!! </p> </div> <div data-rss-type="text"> <p> A team from the Institute of Sustainability of Cal State Northridge found that from 2006 to 2016 there have been 108 traffic accidents at this intersection alone. </p> </div> <div data-rss-type="text"> <p> The posted speed limit is 40 miles per hour. </p> </div> <div data-rss-type="text"> <p> The team also discoverd two more intersections nearby as dangerous due to auto accidents. They are  <b> Nordoff St. and Balboa Blvd.  </b> and  <b> Lindley Ave and Roscoe Blvd.  </b> </p> </div> <div data-rss-type="text"> <p> The post <a href="/2018/11/13/northridge-ca-has-most-dangerous-intersection-in-the-state/"> Northridge, CA Has Most Dangerous Intersection in the State!!!! </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Tue, 13 Nov 2018 09:00:00 GMT https://www.jcvlawyer.com/2018/11/13/northridge-ca-has-most-dangerous-intersection-in-the-state https://www.jcvlawyer.com/2018/11/10/pedestrians-in-northridge-ca-with-um-and-uim-coverage Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage is first party coverage that provides insurance benefits to the person insured under the policy for the insured’s own losses, i.e. hit and runs. The extent of UM/UIM coverage is often wider than what insureds might think. If the insured has an auto policy with UM/UIM coverage [..] The post Pedestrians in Northridge, CA with UM and UIM Coverage appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage is first party coverage that provides insurance benefits to the person insured under the policy for the insured’s own losses, i.e. hit and runs. </p> </div> <div data-rss-type="text"> <p> The extent of UM/UIM coverage is often wider than what insureds might think. If the insured has an auto policy with UM/UIM coverage and is hit by a driver of an uninsured motor vehicle while a pedestrian, the insured will be entitled to UM/UIM coverage from their auto policy. </p> </div> <div data-rss-type="text"> <p> It is also important to know who is or can be insured under a policy that provides UM/UIM coverage. The named insured is entitled to UM/UIM coverage as well as the insured’s family members living in the same household! </p> </div> <div data-rss-type="text"> <p> UM/UIM coverage is essential when buying an auto policy. </p> </div> <div data-rss-type="text"> <p>   </p> </div> <div data-rss-type="text"> <p>   </p> </div> <div data-rss-type="text"> <p> The post <a href="/2018/11/10/pedestrians-in-northridge-ca-with-um-and-uim-coverage/"> Pedestrians in Northridge, CA with UM and UIM Coverage </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Sat, 10 Nov 2018 01:36:00 GMT https://www.jcvlawyer.com/2018/11/10/pedestrians-in-northridge-ca-with-um-and-uim-coverage https://www.jcvlawyer.com/2018/01/19/important-tips-to-protect-yourself Read your policy. Don’t wait until after an accident. If you don’t understand your policy, ask your agent and/or company for clarification. If you have an accident, call the police. If there are injuries, call paramedics. Get as much information as possible at the accident scene. Notify your agent or company in writing of any [..] The post Important Tips to Protect Yourself appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/hadaccident.cfm </p> </div> <div data-rss-type="text"> <p> The post <a href="/2018/01/19/important-tips-to-protect-yourself/"> Important Tips to Protect Yourself </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Fri, 19 Jan 2018 01:18:00 GMT https://www.jcvlawyer.com/2018/01/19/important-tips-to-protect-yourself https://www.jcvlawyer.com/2018/01/17/is-a-newly-acquired-vehicle-covered Most policies provide 30 days automatic coverage for a vehicle that replaces a vehicle already on your policy. The coverage normally is the same coverage you had on your previous vehicle. Notify your broker-agent as soon as possible of any replacement vehicle. If you wish additional coverage, there is usually a requirement that you notify [..] The post Is a Newly Acquired Vehicle Covered? appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> Most policies provide 30 days automatic coverage for a vehicle that replaces a vehicle already on your policy. The coverage normally is the same coverage you had on your previous vehicle. Notify your broker-agent as soon as possible of any replacement vehicle. If you wish additional coverage, there is usually a requirement that you notify your agent or your company within a designated time period. </p> </div> <div data-rss-type="text"> <p> Most policies also provide automatic coverage for a newly acquired vehicle that is an addition to the vehicles you already have on your policy. There are usually specific conditions that must be met. For example, the purchased vehicle must be reported to your agent or company within a designated time period (e.g., 30 days) or there may be a requirement that in order for coverage to automatically apply, all of your other owned vehicles must be insured with the company. </p> </div> <div data-rss-type="text"> <p> https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/hadaccident.cfm </p> </div> <div data-rss-type="text"> <p> The post <a href="/2018/01/17/is-a-newly-acquired-vehicle-covered/"> Is a Newly Acquired Vehicle Covered? </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Wed, 17 Jan 2018 01:03:00 GMT https://www.jcvlawyer.com/2018/01/17/is-a-newly-acquired-vehicle-covered https://www.jcvlawyer.com/2018/01/15/who-is-responsible-for-the-balance-of-a-car-loan The borrower is responsible for the balance of the loan, even if the vehicle is stolen or damaged beyond repair. If your claim payment is less than the loan balance, the lender will expect you to pay the difference. Coverage commonly referred to as “gap” insurance can usually be purchased to protect against this situation. [..] The post Who Is Responsible for the Balance of a Car Loan? appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> The borrower is responsible for the balance of the loan, even if the vehicle is stolen or damaged beyond repair. If your claim payment is less than the loan balance, the lender will expect you to pay the difference. Coverage commonly referred to as “gap” insurance can usually be purchased to protect against this situation. </p> </div> <div data-rss-type="text"> <p> https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/hadaccident.cfm </p> </div> <div data-rss-type="text"> <p> The post <a href="/2018/01/15/who-is-responsible-for-the-balance-of-a-car-loan/"> Who Is Responsible for the Balance of a Car Loan? </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Mon, 15 Jan 2018 12:00:00 GMT https://www.jcvlawyer.com/2018/01/15/who-is-responsible-for-the-balance-of-a-car-loan https://www.jcvlawyer.com/2018/01/09/will-the-insurance-company-pay-for-a-rental-car-while-mine-is-being-repaired Yes, if you have purchased rental vehicle coverage. Review your policy before you rent a vehicle. Although policy limits vary, the company pays up to a specified amount per day for a specified number of days. The coverage ends when your vehicle is repaired, the loss is paid or after the specified period, whichever comes [..] The post Will the Insurance Company Pay for a Rental Car While Mine is Being Repaired? appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> Yes, if you have purchased rental vehicle coverage. Review your policy before you rent a vehicle. Although policy limits vary, the company pays up to a specified amount per day for a specified number of days. The coverage ends when your vehicle is repaired, the loss is paid or after the specified period, whichever comes first. If your vehicle is stolen, the policy may automatically provide transportation expenses. Again, review your policy to be sure. This type of coverage usually begins 48 hours after the theft and ends when your vehicle is recovered, the loss is paid or after a specified period, whichever comes first. </p> </div> <div data-rss-type="text"> <p> https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/hadaccident.cfm </p> </div> <div data-rss-type="text"> <p> The post <a href="/2018/01/09/will-the-insurance-company-pay-for-a-rental-car-while-mine-is-being-repaired/"> Will the Insurance Company Pay for a Rental Car While Mine is Being Repaired? </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Tue, 09 Jan 2018 00:46:00 GMT https://www.jcvlawyer.com/2018/01/09/will-the-insurance-company-pay-for-a-rental-car-while-mine-is-being-repaired https://www.jcvlawyer.com/2018/01/09/what-is-subrogation Subrogation is the right of the insurance company to recover from a third party the amount of damages it paid to you. For example, if another party is at fault in an accident that damages your car, and you have a collision claim, your company will ask the other party to reimburse the money it [..] The post What Is Subrogation? appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> Subrogation is the right of the insurance company to recover from a third party the amount of damages it paid to you. For example, if another party is at fault in an accident that damages your car, and you have a collision claim, your company will ask the other party to reimburse the money it paid on your claim. The policy requires your cooperation with the company’s subrogation efforts. Also, you cannot do anything that jeopardizes the company’s right of recovery. For example, you cannot sign an agreement releasing the other party in exchange for payment of your deductible. </p> </div> <div data-rss-type="text"> <p> https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/hadaccident.cfm </p> </div> <div data-rss-type="text"> <p> The post <a href="/2018/01/09/what-is-subrogation/"> What Is Subrogation? </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Tue, 09 Jan 2018 00:22:00 GMT https://www.jcvlawyer.com/2018/01/09/what-is-subrogation https://www.jcvlawyer.com/2018/01/09/things-to-avoid-at-the-scene-of-an-accident Do not argue with other drivers and passengers. Save your story for the police and your insurance company. Do not sign statements regarding fault or promises to pay for damage. If another party offers to pay your deductible, don’t sign anything releasing him or her from further responsibility. By releasing the other party, you jeopardize [..] The post Things to Avoid at the Scene of an Accident appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/hadaccident.cfm </p> </div> <div data-rss-type="text"> <p> The post <a href="/2018/01/09/things-to-avoid-at-the-scene-of-an-accident/"> Things to Avoid at the Scene of an Accident </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Tue, 09 Jan 2018 00:16:00 GMT https://www.jcvlawyer.com/2018/01/09/things-to-avoid-at-the-scene-of-an-accident https://www.jcvlawyer.com/2018/01/09/what-should-i-do-at-the-scene-of-a-car-accident Immediately stop at the scene. Call 911 if there are injuries. Call the police. In some areas police authorities may not come to every accident scene. They may consider factors such as the severity and location of the accident (e.g., some police authorities will not come to the scene if the accident is on private [..] The post What Should I Do at the Scene of a Car Accident? appeared first on The Law Office of Julio C. Vasquez. <div data-rss-type="text"> <p> Immediately stop at the scene. </p> </div> <div data-rss-type="text"> <p> https://www.insurance.ca.gov/01-consumers/105-type/95-guides/01-auto/hadaccident.cfm </p> </div> <div data-rss-type="text"> <p> The post <a href="/2018/01/09/what-should-i-do-at-the-scene-of-a-car-accident/"> What Should I Do at the Scene of a Car Accident? </a> appeared first on <a href="https://www.jcvlawyer.com"> The Law Office of Julio C. Vasquez </a> . </p> </div> Tue, 09 Jan 2018 00:08:00 GMT https://www.jcvlawyer.com/2018/01/09/what-should-i-do-at-the-scene-of-a-car-accident